Get up to $15,000 in your first year completely interest free!*

Offer available to the first 1,000 qualifying applicants**
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With WFCU/ECU’s Student Line of Credit, students are eligible for up to $15,000 per year for a maximum of four years. After year one, pay monthly interest only on the amount you used, for the amount of time you used it. Enjoy the extra cash flow while in school and up to one year after graduation.*

With a Line of Credit, you gain access to a pre-approved amount which you can draw on at any time and pay back on a timeline that works for you. As the money is repaid, you can borrow up to that limit again.

Plus, responsibly managing a Line of Credit helps you to establish your credit rating and build your financial future.

The Perfect Package 

Our Student Line of Credit works seamlessly with these products – all designed to further support you with your everyday banking needs while in school. 

Youth Chequing Account

Available for members aged 13 to 25, benefit from a competitive interest rate and no fee, unlimited debits, withdrawals, bill payments, and INTERAC e-Transfers®. No minimum amount is required to operate the account, and students with a WFCU/ECU Line of Credit can transfer funds into their chequing account anytime, at no charge.

Visa Classic Card

Perfect for students living away from home and needing a little extra financial security, WFCU/ECU’s Visa Classic Card has a low interest rate and no annual fee. Additional benefits include zero liability fraud protection, purchase protection, extended warranty, and mobile device insurance.

Get Started!

Whether you currently bank with WFCU or ECU, or with another financial institution, fill out the form and one of our member consultants will start the process!


Prefer to skip the form? Call 1 888 767 9535 or email

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Achieve Academic Success

For guardians looking for more ways to support your student’s success, WFCU/ECU has you covered with flexible options for borrowing and investing.

Student Loan

Get approved for a loan to help fund your student’s education and benefit from a competitive interest rate and flexible repayment options that suit your schedule and timeline.

Registered Education Savings Plan (RESP)

Save for your child’s post-secondary education with a government-approved investment vehicle. Income earned under the plan is not taxed until it’s withdrawn. Beneficiaries may also be eligible for related government benefits.

Explore Every Avenue

Considering all the expenses involved in post-secondary education, the price tag can often feel overwhelming. Remember, there are many programs in place designed to support you on your journey if you’re willing to do a little homework.

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Visit Scholarships Canada to get matched to scholarships in your field of study or school of interest.
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Apply to the CU Succeed Youth Bursary open to Ontario resident, post-secondary students with demonstrated financial need and community involvement.

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Check out the scholarships offered by WFCU!

About us

WFCU Credit Union is a leading financial institution headquartered in Windsor since 1940. It is the sixth-largest credit union in Ontario and the twentieth-largest in Canada

WFCU Credit Union operates nine retail locations across Windsor-Essex, one in Chatham, one in London, and three in the Waterloo Region through ECU – A Division of WFCU Credit Union.

Through its various service channels, including online and mobile banking, and ATM services, WFCU Credit Union and its numerous divisions has become the financial institution of choice for over 65,000 members across Ontario. WFCU Credit Union membership is open to anyone living and/or working in Ontario.
Map featuring locations of WFCU Credit Union and ECU A Divisions of WFCU Credit Union Retail Locations

*0% interest for 1 year then interest at prime rate plus 2.5% applies. The maximum credit limit per year is $15,000 to a maximum credit limit of $60,000 in 4 years. Pay only monthly interest while in school for a maximum of 5 years. After 1 year following the end of full-time studies or 5 years, whichever comes first, the student line of credit is converted to a personal loan at the same interest rate. An approved guarantor is required. The application must be submitted and approved by September 30, 2023. This offer may be changed, withdrawn, or extended at any time, without notice, and cannot be combined with any other offer unless otherwise indicated. All applications are subject to credit approval by WFCU/ECU and to WFCU/ECU student solutions and standard line of credit terms and conditions.


**Students are to be 18 years of age, a Canadian Citizen and Ontario Resident, enrolled as a full time student in an accredited university or college program in Ontario.

Students with an existing WFCU line of credit are not eligible for this offer.

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